Learn More about our Loans and Credit Cards

Main bullet point Loans and Credit Cards

Contact a Blue Cross Texas Federal Credit Union (BCTFCU) loan professional today at 972-766-6732 to find the best financial solution for you.  Whether you need a personal loan, vehicle loan, mortgage loan, or the convenience of a MasterCard, BCTFCU offers great rates, flexible terms and quick decisions. 

  • Auto
  • Boat/RV/Motorcycle
  • Credit Card
  • Mortgage/Refinance
  • Share Secured Loan
  • Signature Loan


As a not-for-profit cooperative, BCTFCU rates are usually lower than those offered at other institutions.

BCTFCU does not charge you “up-front” interest; you’ll only owe interest on the unpaid balance of your loan.

If you choose to repay your loan ahead of schedule, you’ll actually save money.

There are no hidden charges or fees on BCTFCU loans.

We can usually deduct your payments from your paycheck or credit union account.

Our loan officers work with you to create a repayment schedule that fits within your budget.

We know you want to receive your loan promptly, so we do everything we can to ensure a fast decision.