Products

Learn More about our Personal Loans

Main bullet point Personal Loans

Every now and then, you may need more money than you have on hand.  Perhaps you want to make a large purchase or need a helping hand to overcome a short-term financial hurdle such as car repairs, medical expenses or debt consolidation.  Whatever the reason, Blue Cross Texas Federal Credit Union (BCTFCU) offers affordable personal loans to fit every budget.

Signature or Unsecured Loans

  • Easy application process
  • Flexible credit guidelines
  • Quick approval process
  • Funds available immediately upon approval
  • Payroll deduction convenience for payments
  • Fixed terms and payments
  • No prepayment penalty
  • No collateral required

Share Secured Loans
A share (savings) secured loan is secured by your share account.  Although your share account is used as collateral, your money continues to earn dividends.

  • Easy application process
  • Guaranteed approval
  • Funds available the same day, in most cases
  • Earn dividends on the loan amount
  • Payroll deduction convenience for payments
  • Fixed terms and payments
  • No fees or prepayment penalty
  • Excellent way to build credit